What to do if you think the bad times may be coming

I, together with some stellar colleagues, ran a business that enjoyed 13 years of unbroken growth. But no one defies gravity forever and even the best-run businesses will face a downturn, eventually. So come a downturn, what should you do, and when should you do it?...

The 90 second test for Board papers

Board papers can be lengthy and complex, and this is particularly true for highly regulated sectors – financial and health, for example. But no matter how challenging the papers’ subjects may be – stochastic modelling of early pension redemptions, anyone?...